Wealth Management

APFS Wealth Management, Inc. DBA Novem Group is a local, independently owned financial services firm. We carefully review your goals, risk tolerance and aims to craft an investment strategy that matches your needs. Whether you’re interested in individual stocks and bonds or more complex investment vehicles, we have the skills and experience to manage your wealth the way you want.Check the background of our firm on FINRA's BrokerCheck 
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Employee Benefits

Novem Group is a full-service corporate benefits firm in Rochester, Ny. From the initial analysis of existing benefits and employer finance strategies to plan implementation and compliance audits, Novem Group can help you manage one of your biggest human resource investments with ease. 
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Payroll & HRIS

Payroll can be straight-forward or complex, but it is always mission critical for your company’s success. From small start-ups to multi-state, multi-affiliate employers, we can design a payroll (and benefit) package that maximizes your return on the time spent managing your payroll needs. 
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